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Super Visa Insurance

Medical insurance for parents and grandparents visiting you in Canada.

Bring your parents and grandparents to Canada with the right medical coverage in place.

The Super Visa was introduced by the Government of Canada in December 2011. It allows parents and grandparents of Canadian citizens and permanent residents to visit for extended stays on a multiple-entry visa. To qualify, every applicant must have Super Visa insurance — private medical coverage that pays for health care and hospital expenses while they are in Canada, since visitors are not covered by provincial health plans such as OHIP.

Super Visa insurance requirements

  • Coverage of at least $100,000 for health care, hospitalization and repatriation.
  • The policy must be valid for at least one year from the date of entry into Canada.
  • The policy must be in place, and the premium paid or under an approved instalment plan, before the visa is issued.

Salient features of Super Visa insurance

  • Refund for unused days — if your visitors' stay is shorter than planned and no claims were made, the insurer refunds the premium for the unused days.
  • Pre-existing conditions — most Super Visa eligible plans include an option to cover stable pre-existing medical conditions such as diabetes or high blood pressure.
  • Full refund on visa refusal — if the Super Visa application is rejected, submit the insurer's refund form with a copy of the refusal letter for a full premium refund.

Why buy Super Visa insurance through Arka Financial?

We are a team of professional advisers in the insurance business, based in Brampton, Ontario. We compare Super Visa insurance plans from the leading insurance companies so you get the cover that fits your family at a competitive rate. We also help with the claim process and with refunds, as per the rules of each policy.

We are a phone call away — feel free to contact us without any financial obligation, or get a live quote online in a few minutes.

Frequently Asked Questions

How much coverage does Super Visa insurance need?

Immigration, Refugees and Citizenship Canada (IRCC) currently requires private medical insurance with at least $100,000 of coverage for health care, hospitalization and repatriation, valid for at least one year from the date your parent or grandparent enters Canada. Always confirm the latest requirements on the IRCC website before you apply.

Can pre-existing medical conditions be covered?

Yes. Most Super Visa eligible plans offer an option to cover pre-existing conditions such as diabetes or high blood pressure, provided the condition has been stable for a set period before the policy starts. Plans and stability periods differ by insurer, so we compare them for you.

What happens if the Super Visa application is refused?

If the Super Visa is refused, most insurers will refund the full premium when you submit their refund form along with a copy of the refusal letter.

Can I get a refund if my parents return home early?

Most insurers refund the premium for unused days when the visitor leaves Canada early and no claims have been made during the stay. An administration fee may apply.

Can I pay for Super Visa insurance monthly?

Many insurers now offer monthly payment plans for Super Visa policies, usually with a deposit. Ask us which plans offer instalments and how they affect the price.

Free, no-obligation advice

Bring your parents to Canada with peace of mind

Whether you’re ready to compare prices or just have a few questions, we’re here to help — in whichever way suits you best.

Get a live quote

Compare Super Visa eligible plans from leading Canadian insurers and see live prices for your parents or grandparents.

Get a Live Quote

Talk to an adviser

Speak with a licensed adviser in Brampton. Monday-Friday: 9am to 5pm.

(289) 801-0749

Send us a message

Tell us a little about what you need and an adviser will get back to you.

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241 Clarence Street, Unit 28 & 29, Brampton, ON envelope [email protected]

What our esteemed clients are saying

“I have always trusted them for my parents Super visa and medical insurances. thorough professionals and very family oriented staff. It’s easy, non complicated trustworthy and compassionate grounds that make them the best.”
Balpreet Singh
“One of the best company for travelling and super visa insurance. They don't make fake promises. Staff is really very supportive. If you are planning to visit Canada then go for Arka Financial. Highly recommended!”
Charles Davis