A tax-free lump sum when you need it most — so you can focus on getting better, not on the bills.
Critical illness insurance is a policy where the insured person pays a premium, in a lump sum or in instalments, to the insurance company. In return, the company covers the insured person’s risk of being diagnosed with certain life-threatening or debilitating (but not fatal) "critical illnesses" — e.g. heart attack, stroke, coronary artery bypass graft, certain types/stages of cancer, multiple sclerosis, loss of limbs, major organ transplant, kidney failure, Alzheimer’s disease, etc. You can purchase critical illness cover for yourself, your spouse, business partner and family members.
Various insurance companies charge different premiums, and some may try to tempt prospective clients with low premiums while omitting certain expensive medical treatments. So you should carefully go through the pros and cons of the benefits to be availed and the premium to be paid before buying a particular critical illness product. It is a complicated and even stressful process — but we, as professional agents and advisers, make it simple for our clients.
Your critical illness insurance advisers in Brampton
We are a team of experienced, motivated, professional and qualified insurance advisers based in Brampton, Ontario. Our professional agents assess and evaluate the critical illness insurance needs of our clients, taking into utmost consideration the many facets of their life.
We first get to know our clients, then make them fully aware of the pros and cons of the critical illness products offered by various companies in the Canadian market. Selecting the best critical illness policy can be a daunting task; we make it calm and straightforward, with easier access to the most affordable and most beneficial products. We don’t impose our decision on our clients — rather, we make them active participants in the entire discussion before they buy the cover we recommend.
Feel free to contact us without any financial obligation. Our professional insurance agent will be glad to have a face-to-face talk with you and advise you with a clear and concrete proposal for a specific critical illness policy. We are committed to providing our clients with guidance and consistent service as and when they need it.